Mortgage Solution Opportunties
Reduce risk, improve decision-making, and enhance efficiency for mortgage and multi-family housing industries.
These solutions will assist you in growing your Mortgage division:
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also called MLS Triggers
Active Listing Scan (ALS) from Equifax closely monitors residential addresses for changes in listing status, alerting you to properties that have recently been listed.
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Generate leads quickly by targeting the right businesses.
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The program automates the process for income, employment, and asset validations. It uses third-party data to reduce the need for borrowers to provide paper documentation and for lenders to collect it. Day 1 Certainty is an opt-in program for lenders. Lenders start by contracting Equifax. Then lenders must register, or “opt-in,” with Fannie Mae. The program is designed to provide greater speed and simplicity for both lenders and borrowers.
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Help maximize ROI on marketing initiatives, enhance portfolio retention, and minimize pipeline fallout with loan-level competitive intelligence. Equifax can help assess why a potential or existing borrower was lost and provide data for you to focus on your desired segment of consumers or modify your product mix to help achieve higher response, close, and retention rates.
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also called TargetPoint Triggers
Make pinpointing qualified prospects easier and more effective by leveraging credit indicators and triggers to help identify consumers with a near-term propensity to acquire new or additional credit with this intuitive prescreen service.
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also called TargetPoint Triggers
This intuitive screening tool helps monitor a consumers’ credit and identify trouble spots before they impact portfolio performance by delivering actionable account intelligence.
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These new programs are aimed at lower-income homeowners who have not taken advantage of record low-interest rates to refinance their mortgages.
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Reliable, compliant flood zone determinations
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Trended Credit*Hi-Lite™ expands the credit information used for evaluating a home loan applicant. It supplements the traditional moment-in-time snapshot of an applicant’s credit balances with a more dynamic two-year view of payments and balances.
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Enhance risk mitigation and streamline underwriting with this proprietary platform that monitors the credit activity of borrowers throughout the mortgage loan closing process.
