Fraud Solution Opportunities
Through layered authentication practices, HWB can vet consumers properly, accurately, and thoroughly at the first point of contact to develop a baseline for subsequent interactions with that consumer. This enables HWB to determine if consumer behavior is consistent or if there's an anomaly that might indicate fraud. The impetus to get authentication right the first time provides dual protection for HWB and the consumer.
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Mitigate risk by verifying both the consumer’s identity and that the active credit card or bank account is associated with that consumer at the point of interaction.
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Digital Identity Trust helps customers verify identity information provided by the consumer. It uses insights from multi-dimensional data sources, including phone number, email, and mobile device.
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Formerly eID Verifier
This risk-based authentication product helps businesses confirm the identities of consumers completing online applications or transactions. It works to help prevent identity fraud without disrupting the consumer's experience.
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Prevent identity fraud and other fraudulent activity during customer acquisition and account opening.
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FraudIQ® Manager is a web-based, hosted, enterprise fraud management solution that helps identify potentially fraudulent activity before it impacts your business.
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InstaTouch® Pay is an API-based payment enablement tool that streamlines the way consumers make online payments.
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Simplify digital transactions for consumers and minimize the risk of fraud in real-time.
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Luminate is a real-time, adaptive identity fraud solution that uses advanced analytics and data orchestration to effectively assess potential fraud on new accounts.
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Add fast, easy, reliable protection with layered authentication for your digital channels.
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State Issued ID Trust provides real-time validation of personally identifiable information (PII) from drivers’ licenses (DLs), drivers’ permits and state issued photo IDs against the state issuing source to help provide better visibility into the authenticity and legitimacy of a consumer’s identity. Also, it enables businesses and government agencies to make better-informed decisions with respect to transactions involving their customers.
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A vital tool in fraud prevention, SSN Affirm uses a proprietary comparison algorithm, based on Social Security Number (SSN) and consumer ID to alert you of specific conditions.
